Why buying your next smartphone on EMI is a good idea


In the tech-driven world of today, your phone is your constant assistant. From being everywhere you go, to getting things done, to making a resounding style statement, the smartphone you own tells a good deal about you. As a result, owning a good phone that seamlessly balances your life without compromising on creativity or productivity is extremely important. However, having the budget for the same might be difficult at times. If you too are looking to buy one of the latest smartphones, but are holding back because of money constraints, you should opt for no cost EMI on mobiles.

So what is no cost EMI? And how can you use it to buy smartphones on EMI? Well, no cost EMI on mobiles ensures that you are not charged any additional amount over and above the cost of your purchase. For example, if you buy a phone worth INR 30,000 and repay it within a period of 6 months, you would be required to pay only INR 5000 every month. This amazing option is a feature that comes with the Bajaj Finserv EMI Card.

The Bajaj EMI card is your means to do away with the hassles of cash crunch in buying your favourite smartphone as well as a host of other electronics. As the card comes with a pre-approved loan, it gives you the freedom to purchase anything you want to buy, at any point of time, without having to think twice. Even better, it lets you convert the cost into easy EMis of your choice.

The Bajaj EMI card can come in handy if you are opting for a high-end phone with advanced specifications and features to make your life easier but do not have a budget for the same. In such a case, you can use the loan of up to 4 lakh, to buy your favourite smartphone model. The unique card also does away with the hassles of credit card purchases by giving you the option of no cost EMI on mobiles. In addition, there is the convenience of converting the purchase into customisable EMIs of 3, 6, 9, 12, 18, and 24 months. The advantage of shopping for a smartphone with the Bajaj EMI card further extends to the fact that it can be used to shop across 82,400+ partner stores, on Bajaj Finserv EMI Store, as well as a number of other online platforms Flipkart, Amazon, etc. To enjoy these benefits, you should know about the Bajaj EMI card apply process.

The Bajaj card apply process is very simple and can be done both online and offline. For the online Bajaj EMI card apply process, you need to visit the Finserv MARKETS website or download the app. You can then click on the Apply Now or the Get Card option depending on whether you are using the website or the app. To initiate the online application, you would need to make a payment of INR 530 as a card fee, after which you would be able to view your card. As a last step, you would need to submit your KYC documents to the partner store executive. Once validated, your card gets activated, and you are free to go on that shopping spree. On the other hand, if you opt for the offline Bajaj Finance card apply method, you would need to visit one of the network stores to fill up the application form and submit your KYC documents. When the same gets validated, you would receive the Bajaj Finserv Experia portal’s User ID and password to keep an easy track on your card.

So what are you waiting for? Go on and own the smartphone you have been eyeing for so long without a pang of worry.